Tag Archives: Budgeting

FEATURE

Avoiding Lifestyle Drift (Ep. 9)

Financial Planning, Money Advisor, Retirement, Risk Management, Wealth, , , , , , , , ,

Many people want to put off budgeting, complaining about how boring or depressing it is. 

What many don’t consider are the gains granted from understanding your spending habits. 

In this episode, Michael Labos discusses the importance of creating a budget, understanding your financial goals and avoiding lifestyle drift. He reveals the wasted financial opportunities through unnecessary spending and unused subscriptions, diving into control and monetary gains from creating a budget.

Michael discusses:

  • The importance of understanding what you will be spending in retirement
  • The different types of budgets
  • How taking control of the budget saves money
  • Why budgeting is important for financial and retirement planning
  • And more!

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FEATURE

5. The Truth About Wanting To Keep Up With The Joneses with Pete Piotrowski

Financial Planning, Money Advisor, Retirement, Risk Management, Uncategorized, Wealth, , , , , , , , ,

Since its first appearance in 1913, the concept of the Joneses has become more prevalent with the rise of social media.

If you need a refresher, this alludes to wanting to own the same expensive objects and do the same things as your friends do and own.

How to beat the Joneses?

Michael Labos and Piotrowski Insurance Agency’s Pete Piotrowski, tell you in this week’s episode.

They discuss the concept of keeping up with the Joneses and how the small comic from 1913 has wound its way within current society. Plus, drawing from his own experience, Pete reveals how he purchased and sold a car due to budgeting and life transitions.

Pete discusses:

  • Ways keeping up with the Joneses impacts Gen Xers 
  • How media has influenced our perception of happiness
  • Tips to overcome and stop keeping up with the Joneses
  • What was it like to buy and sell a car he didn’t need
  • And more!

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About our Guest:

As a Financial Services Professional for 20 years, a small business owner for 11 years, a husband for 17 years, and a father for 15 years, Pete has the experience to help provide you, your family, or your business with unmatched insurance coverage for all of the things that matter to you. From your car insurance to homeowners, renters, boat, and business insurance, as well as your life insurance and income replacement plans, Pete and his team at Piotrowski Insurance Agency Inc are here to guide you.

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