Tag Archives: Financial Planning

FEATURE

5. The Truth About Wanting To Keep Up With The Joneses with Pete Piotrowski

Financial Planning, Money Advisor, Retirement, Risk Management, Uncategorized, Wealth, , , , , , , , ,

Since its first appearance in 1913, the concept of the Joneses has become more prevalent with the rise of social media.

If you need a refresher, this alludes to wanting to own the same expensive objects and do the same things as your friends do and own.

How to beat the Joneses?

Michael Labos and Piotrowski Insurance Agency’s Pete Piotrowski, tell you in this week’s episode.

They discuss the concept of keeping up with the Joneses and how the small comic from 1913 has wound its way within current society. Plus, drawing from his own experience, Pete reveals how he purchased and sold a car due to budgeting and life transitions.

Pete discusses:

  • Ways keeping up with the Joneses impacts Gen Xers 
  • How media has influenced our perception of happiness
  • Tips to overcome and stop keeping up with the Joneses
  • What was it like to buy and sell a car he didn’t need
  • And more!

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About our Guest:

As a Financial Services Professional for 20 years, a small business owner for 11 years, a husband for 17 years, and a father for 15 years, Pete has the experience to help provide you, your family, or your business with unmatched insurance coverage for all of the things that matter to you. From your car insurance to homeowners, renters, boat, and business insurance, as well as your life insurance and income replacement plans, Pete and his team at Piotrowski Insurance Agency Inc are here to guide you.

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FEATURE

4. The Season Of Open Enrollment — Part 2

Financial Planning, Money Advisor, Retirement, Risk Management, Wealth, , , , , , , , , , ,

Open enrollment can provide great options at a low cost for employees at large companies. 

But, how can smaller companies and those who are self-employed also gain a deduction?

In the second part of this open enrollment miniseries, Michael Labos explains the importance of taking the time to focus on all things open enrollment, 401k planning, and health insurance. Michael also reveals how he pays for health insurance as a self-employed business owner and the importance of everyone looking into options with their employers.

Michael discusses:

  • The different types of 401k and retirement plans employees can have access to
  • How family leave differentiates between large and small companies
  • The benefits of working from home
  • How self-employed businesses deduct from their health insurance
  • And more!

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FEATURE

3. The Season Of Open Enrollment — Part 1

Financial Planning, Money Advisor, Retirement, Risk Management, Uncategorized, Wealth, , , , , , ,

Holiday season, sports season — everyone loves the different seasons of the year. But open enrollment season doesn’t get the same kind of love.

In this episode, Michael Labos explains open enrollment for employee benefits. He shares the importance of taking the time to review your options and how to optimize these benefits for your personal care. Michael reveals how term insurance turns premiums into death benefits and why you need to update them as life evolves.

Michael discusses:

  • The costs of your health coverage versus your deductibles
  • Why term insurance is a good option for young adults
  • The importance of updating your beneficiaries
  • And more!

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FEATURE

2. From The Ground To A Digital Space: The Foundation of Gen X Wealth Partners

Financial Planning, Money Advisor, Retirement, Risk Management, Uncategorized, Wealth, , , , , , , , ,

Your schedule is already packed. How can you find the time to create your financial plan?

In this episode, Michael Labos discusses the Gen X Wealth Partners financial planning process. Michael shares what it was like to build his firm while revealing how he leverages technology to provide a virtual experience to clients, saving them time and money.

Michael discusses:

  • Reasons he created a virtual practice
  • How he leverages technology for his clients
  • The importance of communication
  • The key components to consider when creating a financial plan
  • And more!

Resources:

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FEATURE

1. Meet Your Generation X Advisor, Michael Labos, CFP®, CCFS®!

Financial Planning, Money Advisor, Retirement, Risk Management, Uncategorized, Wealth, , , , , , , , ,

There are over 65 million Gen Xers. Yet, few financial advisors focus on this group. 

Are you a Gen Xer — looking for a financial advisor to help you out?

If yes, Michael Labos, CFP®, CCFS® from Gen X Wealth Partners, is here for all your planning needs!

Welcome to The Gen X Money Advisor. In this inaugural episode, Michael shares everything you must know about him. From the reason he focuses on Gen Xers to his hatred of insects, Michael provides you with the rundown you need to get to know him while revealing the easy ways he can help you establish a Gen X-focused financial plan. 

Michael discusses:

  • Midlife planning opportunities: Reasons why he focuses on Gen Xers
  • How have his designations allowed him to be an expert in the Gen X financial planning arena 
  • Helping clients take control of their finances as his core business philosophy 
  • The importance of educating clients in terms of proper planning and its role within growth and success
  • And more!

Connect with Michael Labos:

About Your Host:

Michael is the principal at Gen X Wealth Partners and has more than 15 years of experience in the financial service industry. He understands that investing is more than just focusing on risks and return – it’s about your values, goals, beliefs, and a voice wanting to be heard.

As a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional, Michael helps analyze every aspect of his clients’ financial lives. Including assets, liabilities, and cash flow budgeting, current insurance coverages, and investments. 

 

 

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